Travel Insurance

Our experts will help assess your needs and recommend the best plan for your travel and coverage requirements.

Contact our support team to assist you with the required documentation and the claims process.

Exclusions vary by policy and may involve pre-existing medical conditions, certain activities, destinations, advisories or events that were known before purchase. Read the policy and ask for written clarification before travelling.

Trip cancellation coverage may reimburse eligible non-refundable costs when you cancel for a reason covered by the policy. The reason, timing, limits, exclusions and documents all matter; cancellation is not automatically refundable.

Cost can depend on destination, trip length, traveller details, health information, selected coverage, limits and deductibles. Use Start an Application to request a personalized quote, or Contact Us if you need guidance first.

Some policies exclude or limit sports and adventure activities; an option may be available for selected activities. Tell the advisor exactly what you plan to do and get the coverage decision in writing before travel.

Travel insurance provides coverage for unexpected events such as medical emergencies, trip cancellations, and lost baggage while traveling.

Many policies now include coverage for COVID-19-related medical expenses, cancellations, or delays. Check with us for details.

You may be able to buy a policy after booking, but eligibility and some benefits can depend on when you purchase and what has already happened. Apply before departure and ask how purchase timing affects the available options.

Provincial health coverage may pay little or none of eligible medical costs outside Canada, and trips can also face cancellation, interruption or baggage losses. A policy can address selected risks, subject to its terms and exclusions.