Ultralight Aircraft Insurance

In partnership with UPAC, we bring you a specialized insurance program designed exclusively for Canadian ultralight pilots and owners. Whether you’re taking to the skies for the first time or are a seasoned flyer, protect your aircraft with coverage that’s simple, affordable, and tailored to the way you fly.

  • Apply online in minutes and get fast proof of insurance
  • Preferred pricing structured for ultralight flying profiles
  • Flexible hull (physical damage) and third-party liability options.
Fly confidently with protection designed for Canada’s ultralight community.

Comprehensive Coverage for the Way You Fly

Ultralight aircraft have unique risk profiles—from lightweight airframes and short-field ops to club flying and seasonal use. Our program is purpose-built for that reality: flexible limits, clear eligibility, and fast proof of insurance.

Ultralight Owners

Protect your aircraft with flexible hull (physical damage) and third-party liability options. Choose agreed values, deductibles, and add-ons that match your airframe and usage.

Hangar & Storage

Extend protection to your hangar, tiedown, or storage location with optional premises liability and coverage for tools and contents—because risk doesn’t stop when the engine does.

Pilots (Recreational & Advanced)

Coverage aligned to your training and experience. Add named pilots, update hours easily, and adjust limits as your skills and flying profile evolve.

Clubs, Schools & Groups

Streamlined solutions for flying clubs, co-ownership, and training operations. Cover multiple pilots under one policy and include checkouts, training flights, and club activities where eligible.

Secure your flying with purpose-built liability protection

Ultralight Liability Insurance

Liability is the essential protection for ultralight pilots and owners. It helps cover third-party injury and property-damage claims that can arise on the ground, during taxi, takeoff, flight, or landing. Many aerodromes and landowners also expect proof of liability before you operate from their property. Choose limits that fit your flying profile and field requirements, and scale coverage as you gain experience or change aircraft.

Third-Party Liability

Financial protection if your ultralight causes injury to others or damage to their property during covered operations. Flexible limits available to meet personal risk tolerance and typical aerodrome requirements.

Passenger Liability (when eligible)

Optional protection for two-seat Advanced Ultralights used for instruction or familiarization flights when the pilot and aircraft meet passenger-carriage requirements. (Basic Ultralights generally aren’t approved to carry passengers.) Eligibility and limits subject to underwriting and applicable rules.

Legal Protection

Coverage for defence costs, investigation, and settlement of covered claims—supported by aviation-savvy claims handlers—up to policy terms and limits.

Custom Solutions

Air1 also offers tailored add-ons for ultralights, including non-owned/renter’s liability when you fly club or borrowed aircraft, premises and hangar liability for private hangars, shared spaces, or tie-downs, club/school endorsements to support multi-pilot, training, and checkout environments, and event/fly-in coverage for temporary gatherings, displays, and fly-outs—so your protection matches exactly how and where you fly.

Get a Private Quote for Your Ultralight

Get a quick online quote for your ultralight in minutes—just enter your aircraft details, where you fly and store it, and instantly get a quote online.

FAQs

Find answers to your most pressing questions about our aviation insurance services.

Can I carry a passenger and still be covered?

Passenger coverage varies based on the aircraft category, applicable regulations, and underwriting criteria. For eligible two-seat operations, many policies provide optional passenger liability coverage when both the aircraft and pilot meet required standards. Single-seat aircraft, however, do not include passenger coverage. Always review your policy details with your broker or insurer to confirm your specific coverage.

Do modifications (props, avionics, skis/floats) affect my policy?

They can. Performance-changing modifications, floats/skis, or major avionics upgrades may affect eligibility, premiums, or required documentation. Always disclose changes so your coverage reflects the aircraft you actually fly.

Do you insure both single-seat and two-seat ultralights?

Yes. Coverage and options vary by aircraft type, operation, and regulations. Two-seat operations (e.g., instruction/familiarization) may require specific endorsements and underwriting approval.

What counts as an ultralight for insurance purposes?

Ultralights are lightweight aircraft with distinct operating limits and maintenance standards. Insurers typically recognize both Basic Ultralight and Advanced Ultralight categories and tailor coverage to your aircraft type, equipment, and use.

What is ultralight aircraft insurance?

Insurance designed for the unique risks of ultralight flying—covering third-party liability, optional passenger liability (where eligible), and, if selected, hull (physical damage) for your aircraft.

Why is liability coverage so important for ultra light planes?

A single incident can involve injuries or property damage on the ground or in the air. Liability coverage helps protect your personal finances and provides legal defense and claims handling for covered events.