Business Insurance

Aviation-focused operations such as hangars, charter, flight training, aerial work, and fleets are reviewed on Air1's aviation pages, which have their own applications. If you also run a non-aviation business, an advisor can help you compare options for each. See hangar insurance and commercial aviation insurance.

The business applications on this page include a Rental Dwelling Questionnaire. Air1 also publishes a landlord insurance guide for BC rental property owners that explains what to review before you request a quote. Contact an advisor to discuss your specific property.

Choose the Business Insurance Application that matches your buildings (single building, multi-building, or extra buildings), the Business Insurance Renewal Application if you are renewing, or the Commercial Liability Application for liability. Industry and property forms include the Restaurant Supplement, Motel/Hotel Resort Supplement, Day Care Questionnaire, Farm Application, Builders Risk Application, and Rental Dwelling Questionnaire. If you do not see the application you need, call Us.

Do not assume your home policy covers business property or liability. Home-based business activity should be disclosed and reviewed. Air1 offers specialized home business insurance to protect your assets and

Yes, we offer specialized home business insurance to protect your assets and operations.

Absolutely. Our team is dedicated to providing personalized support and guidance during the claims process.

Property, liability and business interruption coverage may sometimes be arranged together, but eligibility and any savings depend on the insurer, business and policy. Ask an advisor to compare available options.

Premiums can depend on industry, revenue, location, property values, payroll, claims history, limits, deductibles and selected coverage. Share accurate business details to get a personalized quote.

Yes, our Special Risks Packages are designed specifically for businesses operating in high-risk industries.

Use Start an Application in the hero, Give us a Call in the quote section, or Contact Us in this FAQ section. An advisor will ask about your operations, locations, revenue, assets and claims history.

Timing depends on the business, requested coverage, information provided and insurer review. An advisor can explain the next step after receiving complete application details, but no binding or start date is guaranteed.

Yes, property insurance can be included to protect your physical assets against damage or loss.

Air1 combines advisor-led service, business and specialty product knowledge, and access to carrier markets through InsureBC Group connections. An advisor can explain available options and help match the policy to your operations.

Coverage needs depend on the business's operations, property, contracts, staff and liability exposures. Restaurants, repair shops, retailers and home-based businesses can face different risks, so an advisor should review each case.

It’s a customizable insurance solution designed for niche industries or businesses with unique operational risks.

We offer Commercial Insurance, Restaurant Insurance, Automotive Repair Insurance, Home Business Insurance, Liability Packages, and more tailored solutions.

Yes, Air1 Insurance specializes in creating customizable insurance packages to suit the unique needs of your business and industry.

Business insurance can address selected property, liability and interruption risks, subject to the policy's limits, deductibles and exclusions. Review our commercial property insurance guide for BC businesses, then ask an advisor which options fit your operations.

Air1 can discuss liability coverage options for eligible businesses. Coverage for a third-party claim depends on the policy terms, limits, deductibles, exclusions and the facts of the claim.