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Aviation Insurance
Fly with confidence. Air1 Insurance helps Canadian pilots, aircraft owners, hangar operators, UAV operators, and aviation businesses review coverage for the way they fly, store, and operate.Fly with confidence. Get aviation insurance built for the way you fly—whether you own an aircraft, rent one, manage a hangar, or operate as a business.
As an aviation-focused insurance team with more than 50 years of industry experience, Air1 can help you compare hull coverage, liability limits, passenger exposure, aircraft use, storage, and application requirements before you request a quote.
Comprehensive Coverage for All Your Aviation Needs
Aviation insurance should reflect the aircraft, pilot experience, use case, storage, and liability exposure behind each operation. Air1 can help review coverage for:
Aircraft Owners
Review hull value, aircraft type, storage, flight use, liability limits, pilot experience, and territory so coverage reflects how the aircraft is owned and operated.
Hangar Owners
Protect hangar structures, contents, premises liability, and potential customer-aircraft exposure. If third-party aircraft are stored or handled, ask about hangarkeepers liability.
Pilots
Coverage needs can differ for private pilots, commercial pilots, flight training, rented or borrowed aircraft, and pilots adding new aircraft types or routes.
UAV/Drone Operators
Review UAV liability, physical damage, payload, client certificate requirements, and commercial drone operations through Air1’s UAV insurance options.
Insurance Coverage for Pilots New
Pilot insurance needs differ by licence type, flight hours, and how the aircraft is used. Whether you hold a private pilot licence, a commercial licence, rent or borrow aircraft, or are adding a new aircraft type or rating, Air1 can help you review liability limits, non-owned aircraft coverage, and any requirements tied to your certificate.
Private Pilots
Coverage reviewed around aircraft ownership, hours flown, and territory.
Commercial & Career Pilots
Review liability and loss-of-licence considerations tied to commercial operations.
Renter & Non-Owned Pilots
If you rent or borrow aircraft, review non-owned aircraft liability so you’re not relying solely on the owner’s policy.
Pilots Adding a New Aircraft or Rating
Coverage can be reviewed as your licence, ratings, or aircraft type change.
How Much Does Aviation Insurance Cost in Canada?
Aviation insurance premiums vary by aircraft type, hull value, pilot experience, intended use, storage, and claims history — there’s no single number that applies to every policy. Hull coverage is generally priced against the aircraft’s insured value, while liability premiums reflect passenger exposure, territory, and how the aircraft is used.
- Aircraft type and hull value
- Pilot experience and total hours
- Intended use (personal, business, training, or commercial)
- Storage (hangar vs. tie-down)
- Claims history
- Liability limits selected
For a full cost breakdown, see our guide to aircraft insurance costs in Canada. Before requesting a quote, our aircraft insurance quote checklist can help you gather what you’ll need.
Aviation Insurance by Aircraft Type
Coverage should reflect the aircraft you fly. Air1 can help review options for:
- Private & General Aviation Aircraft — see our general aviation insurance guide
- Specific Aircraft Models — including the Cessna 185 and Beechcraft King Air
- Helicopters — see our helicopter insurance guide
- Ultralight Aircraft — see ultralight aircraft insurance
Aviation Liability Insurance
Aviation liability coverage can help protect against claims connected to aircraft operation, passengers, third-party property damage, bodily injury, and aviation business activity. The right limits depend on the aircraft, passengers, contracts, airport requirements, and how the aircraft is used.
Third-Party Coverage
Help protect against claims involving injury or property damage to others during covered aviation operations.
Passenger Liability
Review passenger liability needs based on who flies with you, aircraft use, routes, and any business or contractual requirements.
Legal Protection
Coverage may help respond to defence costs and legal expenses connected to covered aviation liability claims.
Custom Solutions
Policy options can be reviewed around aircraft type, pilot profile, usage, hull value, limits, deductibles, and supporting aviation operations.
Get a Private Quote
Before starting a private aircraft quote, gather aircraft make/model/year, hull value, pilot hours and ratings, intended use, storage details, claims history, and preferred liability limits.
Why Fly With Air1
Air1 Insurance is part of the InsureBC Group, giving you access to major aviation carriers alongside a local, named broker.
- 50+ years in the insurance industry — Air1 has made its name as one of Canada’s top aviation insurance agencies.
- Carrier partners: Global Aerospace, AIG, Allianz, Lloyd’s.
- Dave Fitzpatrick, CAIB — President. In the industry since 1978, part of the Fitzpatrick family that has owned and operated Park Insurance since 1965.
Aviation Insurance Across Canada
Aviation Liability Application
FAQs
Find answers to common questions about aviation insurance, aircraft coverage, liability, applications, and quotes in Canada.
Owned-aircraft coverage insures an aircraft you own; non-owned aircraft liability covers you when flying rented, borrowed, or club aircraft that isn’t already covered under your own policy.
Yes. While Air1 is based in Langley, BC, we work with pilots and aircraft owners across Canada.
Cost depends on aircraft type, hull value, pilot experience, intended use, storage, and claims history. See our aircraft insurance cost guide for a full breakdown, or request a quote for pricing specific to your aircraft.
Not exactly. An aircraft owner’s policy is generally built around the aircraft; pilot insurance most often refers to a pilot’s coverage when flying an aircraft they don’t own, such as a rented, borrowed, or club aircraft. It’s worth reviewing which applies to your situation
Aviation insurance can include hull coverage, liability insurance, passenger liability, hangarkeepers liability, and specialized coverage for UAVs/drones or ultralight aircraft. The right combination depends on how you own, fly, and store your aircraft.
You can request a quote online or contact us directly for personalized assistance.
With over 50 years of experience and a focus solely on aviation, we bring unparalleled expertise and personalized service to our clients.
Our dedicated claims support team will guide you through the process, ensuring quick and efficient resolution.
We provide coverage for planes, helicopters, UAVs/drones, and other types of aircraft, both recreational and commercial.
Coverage includes liability, hull damage, passenger injuries, and even specialized needs like hangar coverage or UAV operations.
While not legally required in all cases, having aviation insurance is essential to protect your assets and ensure compliance with industry regulations.
Anyone who owns or operates an aircraft, runs aviation-related businesses, or uses UAVs/drones for commercial purposes.
Aviation insurance is specialized coverage designed to protect aircraft owners, pilots, and related operations from financial risks associated with flying.
Yes, Air1 Insurance offers tailored policies to meet your specific needs and risks.